Step 01 · Your inputs

Tell the optimizer who you are
as a depositor.

Inputs power both agents. The Bank Selection Agent uses your risk profile and tenure to pick issuers; the Rate Decision Agent uses tax bracket and liquidity to decide book now vs wait.
Optimizer parameters
Live — changes re-run both agents in ~400ms
Auto-save
₹25,00,000 Twenty-five lakh
50K10L25L50L1Cr+
6 mo
12 mo
18 mo
24 mo
36 mo
60 mo
20% · ₹ 5,00,000 quick-access0 — 100%
Locked102040Flexible
Projected outcome
Moderate · 18 mo · 30% bracket
preview
Blended yield (pre-tax)
7.58%
5.30% post-tax · vs 6.40% single-bank benchmark
Annual returns (gross)₹ 1,89,500
Post-tax returns₹ 1,32,650
Maturity value₹ 27,89,500
DICGC coverage100% · ₹25 L insured
TDS avoided (15G)₹ 13,250
Figures update as you change inputs. Final rates locked at the moment of booking via Blostem's integrated partner APIs.