Deposit Insurance & Credit Guarantee Corp. covers up to ₹5,00,000 per depositor per bank. Our multi-bank split keeps 100% of your principal + accrued interest inside the coverage envelope.
100%
Coverage
Expected annual returns
Assumes reinvestment at prevailing rung yields
+ bps vs benchmark
Gross · Year 1
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Post-tax · Year 1
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FinThesis
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Single bank
6.40%
Savings a/c
3.25%
Rate Decision · Book now vs Wait
RBI MPC · next review in 28 days
Watching 3 signals
Neutral
Book now
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Locks rungs today
Confidence · 46%
Recommended
Wait 30 days
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+20 bps expected
Confidence · 71%
Rate Decision Agent will auto-book your ladder the moment MPC telegraphs a pause. You'll be notified 24h in advance.
FD ladder
Staggered maturities keep corpus liquid at all times